FreeAgent plans and pricing (2026): the full cost breakdown
FreeAgent pricing can look dense; this page breaks it down clearly. FreeAgent is a accounting tool offering a free plan; its paid tiers are summarised below from public plans current at the time of writing.
UK accounting with HMRC-recognised MTD filing, free for many NatWest-group bank customers. Good news for testing: FreeAgent includes a free plan, so you can try it before spending anything. Accounting tailored to UK freelancers and small businesses with self-assessment and MTD support; free with some bank accounts.
Plans & pricing tiers
| Plan | Price (approx.) | What's included |
|---|---|---|
| Sole Trader | ~£19/mo | Often 50% off first 6 months |
| Partnership | ~£27/mo | SA800 partnership returns |
| Limited Company | ~£33/mo | Corporation Tax estimates |
| Landlord | ~£10/mo | Property income |
These numbers are approximate and shift as vendors revise plans, so double-check the latest on the official site before buying.
Prices verified 2026-06-28 from public vendor pricing. Plans and prices change — always confirm on the vendor's own site. No price here is guaranteed.
What you're paying for
Here is what your subscription actually buys with FreeAgent across its plans:
- UK-focused accounting with invoicing, expenses and bank reconciliation
- MTD for VAT and MTD for Income Tax Self Assessment support
- Files SA100/SA103/SA105/SA800/SA102 returns direct to HMRC
- Corporation Tax estimates and VAT returns
- Payroll for up to 5 employees included
Feature availability varies by tier, so cross-check the plan column before settling on one.
Which plan to pick
FreeAgent is built for uK freelancers, sole traders and small limited companies needing MTD compliance. For that profile the Sole Trader plan (~£19/mo) is the sensible entry, and you climb tiers only once mtd compliance demands it.
Is FreeAgent worth it?
If uk freelancers is your goal, start low: the cheapest paid tier covers it for most users, and mtd compliance is what eventually pushes you up a level. Because there is a free plan, you can validate fit before paying anything. If money is tight, weigh the entry tier against rival tools before you commit.
FreeAgent keeps pricing relatively flat per tier, so the main decision is which plan's features you need rather than how heavily you'll use it.
Pricing FAQ
Does FreeAgent have a free plan?
Yes — FreeAgent offers a free plan or free tier, so you can start without paying. Paid tiers add capacity and advanced features.
How much does FreeAgent cost?
Its cheapest paid plan, Sole Trader, lists at ~£19/mo. Pricing is summarised as: From ~£19/mo (sole trader) up to ~£33/mo; free for eligible NatWest/RBS customers.
Is there a cheaper alternative to FreeAgent?
Other accounting tools cover the same job at different price points; compare their entry tiers before you decide.
Does FreeAgent offer custom or enterprise pricing?
Its top tier is quoted directly rather than listed, so larger teams should contact the vendor for a tailored figure; the public tiers below cover most smaller buyers.
Which FreeAgent plan should I choose?
If you fit that profile, begin on the Sole Trader plan (~£19/mo) and upgrade later, when mtd compliance becomes a real constraint.
Sources
The FreeAgent plan, price and feature details above are compiled from these vendor pages and independent reviews: